WHOLESALE
NonQM & Jumbo
SUBMIT.CLOSE.FUND.
ALPHA PRIME
Full Doc & Alt Doc
680 Min FICO
90% Max LTV
Seasoning: 48 Months
Loan Amounts to $3.0MM
ALPHA
Full Doc & Alt Doc
660 Min FICO
90% Max LTV
Seasoning: 12 Months
Loan Amount to $4.0MM
BETA
Full Doc & Alt Doc
580 Min Fico
85% Max LTV
Seasoning: 0 Months
Loan Amounts to $3.0MM
DELTA (Investor)
Full Doc, DSCR, & No Ratio
600 Min FICO
85% Max LTV
Seasoning: 24 Months
Loan Amounts to $5.0MM
OMEGA (Super Jumbo)
Full Doc & Alt Doc
720 Min FICO
70% Max LTV
Seasoning: 48 Months
Loan Amounts to $10.0MM
ZETA (Foreign National)
Full Doc, DSCR, Asset Depletion
No FICO Needed
75% Max LTV
Valid Passport
Loan Amounts to $3.0MM
JUMBO
Full Doc & Alt Doc
680 Min FICO
90% Max LTV
Seasoning: 48 Months
Loan Amounts to $3.0MM
GAMMA (Multi-Unit & Mixed Use)
DSCR, Full Doc
660 Min FICO
75% Max LTV
Seasoning: 12 Months
Loan Amount to $3.0MM
SIGMA (2nd Mtg & HELOC)
Full Doc & Alt Doc
660 Min Fico
90% Max LTV
Seasoning: 0 Months
Loan Amounts to $500K
FIX & FLIP
No Ratio
550 Min FICO
90% Max LTC
Options for Non-Experienced
Loan Amounts to $5.0MM
BRIDGE
Full Doc, DSCR, No Ratio
550 Min FICO
75% Max LTV
Quick Close
Loan Amounts to $10.0MM
CONSTRUCTION
Full Doc, DSCR, Alt Doc
620 Min FICO
75% Max LTV
Experience Required
Loan Amounts to $10.0MM
What We Offer?
Changing what brokers and lenders expect from a NonQM lender. We offer to our mortgage partners competitive pricing and will lower pricing to to win you the deal when needed.
If you are not currently signed up as a mortgage broker or banker contact us today. East sign up process, same day. Take advantage to of our processing services for NonQM and NICHE product.
Industry Expertise
Modern Process
Technology
Loan Options
Flexible Pricing
NonQM RATES
NonQM Rates (Full Doc, Alt Doc (Bank Statements, 1099, WVOE, Asset Utilization, DSCR, No Ratio)
MATRIX
NonQM Rates (Full Doc, Alt Doc (Bank Statements, 1099, WVOE, Asset Utilization, DSCR, No Ratio)
Niche RATES
NICHE Rates (Fix & Flip, Fix & Hold, Bridge, Private Money, DSCR, Ground Up Construction) & NICHE Matrix