Sd
Standard Doc
Min 620 FICO · Up to 90% LTV
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Wholesale Non-QM Lending
Built on solid ground, closed at speed.
Rockstone gives brokers fast pricing, straight-talk underwriting, and clear-to-close timelines — for the DSCR, bank statement, and asset-based deals traditional lenders pass on.
24 hrUnderwriting decisions
14 dayAverage clear-to-close
10+Non-QM programs
STANDARD DOC
BANK STATEMENT
DSCR
ASSET UTILIZATION
FOREIGN NATIONAL
Programs
A program for every layer of borrower.
From straightforward standard-doc files to the trickiest self-employed and investor scenarios — each program is priced and underwritten by people who do this all day.
Bs
Bank Statement
Min 620 FICO · Up to 90% LTV
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1099
1099 Only
Min 620 FICO · Up to 90% LTV
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P&L
P&L Only
Min 660 FICO · Up to 80% LTV
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Au
Asset Utilization
Min 640 FICO · Up to 85% LTV
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D1
DSCR — 1-4 Units
Min 620 FICO · Up to 80% LTV
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D5
DSCR — 5-8 / Mixed Use
Min 700 FICO · Up to 75% LTV
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Fn
Foreign National
No FICO required · Up to 80% LTV
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Broker Tools
Everything you need between quote and funding.
A wholesale platform built around how brokers actually work — quick to price, easy to submit, and transparent the whole way through.
01
Request a Pre-Qual
Generate a professional pre-qualification letter in minutes, ready to send to your borrower.
Open tool02
Easy Submit
Drag, drop, and submit a complete loan file without chasing down a checklist.
Open tool03
Rapid Fire Pricing
Run multiple scenarios back to back and get pricing while your borrower is still on the phone.
Open tool04
Mortgage Calculators
DSCR, DTI, break-even, and blended-rate calculators built for non-QM scenarios.
Open toolWhy Brokers Choose Rockstone
Steady where it counts.
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Underwriting you can set your watch to
24-hour initial decisions, so you always know where a file stands before you go back to your borrower.
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Closings that actually hold their date
Clear-to-close timelines that don't drift, with status you can see rather than chase.
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A platform built for volume
Rapid pricing, one-click submission, and a pipeline view that scales with your business.
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A team that answers off-hours
Deals don't wait for 9-to-5, and neither does our account management team.
Ready to price your next file?
Sign up as a broker partner and get access to Rapid Fire Pricing, Easy Submit, and your dedicated account executive.